“I learned to save money from my grandmother. She literally saved money on everything. She used tea bags several times, for example. From the small savings wrested from everyday, she would then buy me a small delicacy or prepare a lavish meal for a holiday. Grandmother and her husband primarily saved for years to buy their own flat. They finally bought it in 1999 and renovated it for another 10 years. In 2014, the war started in Donezk and my grandmother lost everything. She moved to Kiev and lived in a rented flat. On 24.02.2022, the Russian Federation started an all-out war against the Ukraine and my grandmother had to move again, leaving everything behind for the second time in eight years.”